Developmental psychologists have discovered a new stage of human development.
We're all familiar with the developmental stage called object permanence. This occurs at age 4-7 months. Babies learn that an object keeps existing, even if it's hidden from view. So when daddy tries to hide his sex doll from mommy, the baby knows the doll is still there but, thankfully, can't tell mommy. Also, the baby is scarred for life.
The new stage occurs at age 55. It's called debt permanence. You wake up one day and realize, hey, just because you forgot to make that mortgage payment this month, it's still there, and it ain't nearly as much fun as a sex doll. Unless you like taking it up the ass by a bank.
Debt permanence. It still exists. It always will.